Our job is to educate and arm you with the most current market information to help you make an informed decision.
While you are not legally obligated to hire an agent to help you buy a home. it’s typically in your best interest to do so. Agents are experts; they know the market inside-out and can provide crucial assistance in both finding a home and negotiating a deal. This includes submitting offers, reviewing the purchase agreement, coordinating the closing and more. Plus, they can smooth the path if you encounter any hiccups along the way. In fact, 86 percent of homebuyers
in 2022 used a real estate agent, according to NAR data. In addition, real estate commissions are typically paid by the seller, so as the buyer, their payment won’t come out of your pocket.
Getting know you and understanding your needs so that we can build a strategy is essential. Meeting and walking through all the steps are just the beginning. Communication is the key to a great working relationship and Cyleste will establish with you what form of communication works best.
2. Loan Preapproval
If you haven't gone through the mortgage pre-approval procedure, you may be in for a shock if your dream home is out of your price range. However, you can avoid this heartbreak by analyzing your local market and determining your purchasing power before starting your property search.
Pre-approval will look at your overall financial picture and provide you with a loan limit that you may utilize to keep your housing search within your budget.
3. Locate Target Neighborhoods
If you already have an idea where you would like to live, we can start there. Once your criteria are determined, we will create an MLS auto search which will ensure that you get properties that meet your criteria in your email as soon as they are active listings. In addition to this Cyleste searches daily for properties that may not match your criteria exactly but might be a good option and will send those to you as well.
4. Making an Offer
It is critical to make your offer clear, strong, and concise. When sellers have several offers to choose from, they typically do not want to deal with contingencies or minor details. Also, enter strong with your best offer because there may be no chance for you to raise it later. Another method to differentiate yourself is to provide the seller with more flexibility.
Once you have found the perfect home, we will work with you to craft an offer to submit. We will go over the steps and the entire process so that you understand what comes next.
5. Negotiating
When you like a home, move quickly.
Buying a home is likely the largest purchase you'll ever make, so taking your time and thinking about it makes sense. Unfortunately, however, you can't think about it for too long in this market. According to Zillow, properties in the United States were on the market for 25 days in 2021. However, this is an average number, and the more desirable properties are typically snatched up much more quickly. We will negotiate on your behalf to ensure that you get the best possible outcome for your family. Cyleste will guide you and help you by providing her experience to make sure you know every step in the process.
6. Closing
Once all contingencies have been met, you’re happy with the final walk-through and your lender has declared your loan “clear to close,” it’s finally time to make it official and
close on your new home. Once all of the paperwork has been signed, the home is officially yours and you’ll get the keys. Congratulations!
Our job is to educate and arm you with the most current market information to help you make an informed decision.
While you are not legally obligated to hire an agent to help you buy a home. it’s typically in your best interest to do so. Agents are experts; they know the market inside-out and can provide crucial assistance in both finding a home and negotiating a deal. This includes submitting offers, reviewing the purchase agreement, coordinating the closing and more. Plus, they can smooth the path if you encounter any hiccups along the way. In fact, 86 percent of homebuyers in 2022 used a real estate agent, according to NAR data. In addition, real estate commissions are typically paid by the seller, so as the buyer, their payment won’t come out of your pocket.
Getting know you and understanding your needs so that we can build a strategy is essential. Meeting and walking through all the steps are just the beginning. Communication is the key to a great working relationship and Cyleste will establish with you what form of communication works best.
2. Loan Preapproval
If you haven't gone through the mortgage pre-approval procedure, you may be in for a shock if your dream home is out of your price range. However, you can avoid this heartbreak by analyzing your local market and determining your purchasing power before starting your property search.
Pre-approval will look at your overall financial picture and provide you with a loan limit that you may utilize to keep your housing search within your budget.
3. Locate Target Neighborhoods
If you already have an idea where you would like to live, we can start there. Once your criteria are determined, we will create an MLS auto search which will ensure that you get properties that meet your criteria in your email as soon as they are active listings. In addition to this Cyleste searches daily for properties that may not match your criteria exactly but might be a good option and will send those to you as well.
4. Making an offer
It is critical to make your offer clear, strong, and concise. When sellers have several offers to choose from, they typically do not want to deal with contingencies or minor details. Also, enter strong with your best offer because there may be no chance for you to raise it later. Another method to differentiate yourself is to provide the seller with more flexibility.
Once you have found the perfect home, we will work with you to craft an offer to submit. We will go over the steps and the entire process so that you understand what comes next.
5. Negotiating
When you like a home, move quickly.
Buying a home is likely the largest purchase you'll ever make, so taking your time and thinking about it makes sense. Unfortunately, however, you can't think about it for too long in this market. According to Zillow, properties in the United States were on the market for 25 days in 2021. However, this is an average number, and the more desirable properties are typically snatched up much more quickly. We will negotiate on your behalf to ensure that you get the best possible outcome for your family. Cyleste will guide you and help you by providing her experience to make sure you know every step in the process.
6. Closing
Once all contingencies have been met, you’re happy with the final walk-through and your lender has declared your loan “clear to close,” it’s finally time to make it official and
close on your new home. Once all of the paperwork has been signed, the home is officially yours and you’ll get the keys. Congratulations!